“To play a role in overseas mobile payment market, Chinese mobile payment service providers have to find the best user scenarios and get local people into the habit of mobile payment,” he suggested.

　　To really stand out in this world-wide payment battle, Chinese finance and tech firms such as Ant Financial and WeChat should never be content with simply satisfying the needs of Chinese tourists travelling abroad and users in southeast asian countries. Instead, they should dream bigger and try to fit in more development financial ecosystems in the U.S. and Europe, change local users’ payment habit and play a proper role in their everyday lives.

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　　[The article is published and edited with authorization from the author @Yema Financial, please note source and hyperlink when reproduce.]

　　Translated by Levin Feng (Senior Translator at PAGE TO PAGE), working for TMTpost.